When a loved one enters a nursing facility, managing finances can become overwhelming. One important benefit for many Medicaid recipients in Georgia is the Personal Needs Allowance (PNA), which provides residents with a small amount of money each month for personal spending. In Georgia, the Personal Needs Allowance for Medicaid-funded nursing home residents is $70 per month.
What Is the Personal Needs Allowance?
Residents receiving Medicaid in a nursing facility are generally required to contribute most of their income toward the cost of their care. However, Medicaid allows residents to keep a portion of their income for personal expenses. This amount is called the Personal Needs Allowance and the amount can change over time.
What Can the PNA Be Used For?
The allowance is intended to help residents maintain independence and enjoy personal comforts that Medicaid does not cover. Common uses include:
· Haircuts and grooming services
· Clothing and shoes
· Specific toiletries and cosmetics
· Snacks and beverages
· Cell phone expenses
· Hobby supplies and personal items
These purchases help improve quality of life and allow residents to maintain their personal preferences and routines.
Who Manages the Funds?
Residents may manage their own Personal Needs Allowance if they choose. Alternatively, the nursing facility can hold the funds in a resident trust account for residents to access when they choose. Facilities that manage resident funds must keep accurate records and provide account information when requested.
Tips for Residents and Families
· Review account statements regularly.
· Keep receipts for purchases your loved one has approved.
· Discuss spending preferences with your loved one.
· Help your loved one save for larger personal items if desired.
Final Thoughts
While $70 per month may seem modest, the Personal Needs Allowance plays an important role in preserving dignity, independence, and personal choice for nursing home residents. Understanding how the allowance works can help residents and families make the most of this valuable benefit and support a higher quality of life in long-term care.